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	<title>Moss Financial Services</title>
	<link>http://www.mossfinancial.com.au</link>
	<description>Financial planning for people who want their dreams to come true today </description>
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		<title>Jen’s Note, May 2009</title>
		<description>Jen’s Note, May 2009
As I write the share market is the highest it has been since November 2008.  Does this mean that the economy is in great shape?  I think not, but what it does mean is that there is more confidence in the belief that the economy will recover.

Many ...</description>
		<link>http://www.mossfinancial.com.au/jen%e2%80%99s-note-may-2009/</link>
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		<title>Jen’s Note, April 2009</title>
		<description>Jen’s Note, April 2009
You will find your reports this month a little more cheerful than the last few months. Now the Aussie share market seems to be trying to stabilise at between 3200 and 3600 and this is a positive sign, as it is doing so in spite of the ...</description>
		<link>http://www.mossfinancial.com.au/jen%e2%80%99s-note-april-2009/</link>
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		<title>Jen’s Note, February 2009</title>
		<description>Jen’s Note, February 2009
Interest rates down to pre decimal currency levels........... hottest and driest weather for seventy years in the southern states and the opposite in the northern states............. Europe almost at a standstill with heavy snow and storms................  unemployment rising.............confidence sinking................... is this the end of the world????!!!!

Probably not.  ...</description>
		<link>http://www.mossfinancial.com.au/jen%e2%80%99s-note-february-2009/</link>
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		<title>Jen’s Note January 2009</title>
		<description>Jen’s Note January 2009
We begin the new year with some very mixed messages, both on the economic front and on the climate front. Clearly no one wants to face another year like 2008 but it would be very foolish to think that after the holiday season all will be well.

Melbourne ...</description>
		<link>http://www.mossfinancial.com.au/jen%e2%80%99s-note-january-2009/</link>
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		<title>Yes, it really is Christmas 2008</title>
		<description>Yes, it really is Christmas 2008
One aspect of reflecting on what has happened during the past year is that one tends to think of other times and other years. I guess my family was like most families in the immediate post war years when we all were grateful simply to ...</description>
		<link>http://www.mossfinancial.com.au/yes-it-really-is-christmas-2008/</link>
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		<title>Jen’s Note, December 2008</title>
		<description>Jen’s Note, December 2008.
Most folk will be very happy to see the end of 2008 and have a firm wish that things will be better in the coming year. The past is something we cannot change and the future something over which we have no control but only up to ...</description>
		<link>http://www.mossfinancial.com.au/jen%e2%80%99s-note-december-2008/</link>
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		<title>Jen’s Note, November 2008</title>
		<description>Jen’s Note, November 2008
The world is a very different place this morning as I contemplate the USA. They have finally become engaged on a large scale with the way they are governed. With what seems to be the biggest turnout of voters ever Barack Obama has been elected President of ...</description>
		<link>http://www.mossfinancial.com.au/jen%e2%80%99s-note-november-2008/</link>
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		<title>Jen’s Note October 2008</title>
		<description>Jen’s Note October 2008
When I first was interested in the share market and property markets and even just the veggie markets one thing that was pointed out to me by the chaps who trained me as a financial adviser was this: Markets go up and they go down and if ...</description>
		<link>http://www.mossfinancial.com.au/jen%e2%80%99s-note-october-2008/</link>
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		<title>Jen’s Note Special Edition. September 2008</title>
		<description>Jen’s Note Special Edition

Without question we are facing very difficult times as the credit crisis in the USA infects the rest of the world. All investors have lost money and may be feeling that the whole situation is most unfair because for the most part Australians do run good businesses ...</description>
		<link>http://www.mossfinancial.com.au/special-edition-september-2008/</link>
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